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The Philippines has one of the largest numbers of mobile users in the world and it is also home to prepaid subscribers. Apart from sending SMS and making phone calls, prepaid load is also used to access the internet. Millions of Philippine subscribers use their mobile phones to access websites.
A true no-load fund does not charge any load or seemingly hidden fees, such as 12b-1 fees. However, load-waived funds do often charge 12b-1 fees. An advisor or broker who gets paid by commission can still make money this way without getting paid the load. The fund managers accomplish this by removing,
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Generally, Class C shares do not have an upfront load but charge a CDSC of 1 percent for one year. Class C shares generally carry a 12b-1 fee of 1 percent and do not convert to Class A shares (the 12b-1 fee is not reduced).
With Fidelity, you know exactly what you are paying for. With no annual account fees, great value for trades and no transaction fees on thousands of funds, our transparent pricing is also one of the most competitive.
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· The Heavy Toll Of Investment Fees. The traditional approach assumes mutual fund expenses of 1.1% and a 1.0% adviser fee. It consumes about 40% of the expected return. The low fee approach assumes index fund fees of 0.20% and an adviser fee of 0.37%. This approach consumes only 11% of the expected return.