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No matter how bad your score might be right now, you can raise it and get your finances back on track. Credit scores sit on a scale between 300 and 850, and generally a score higher than 750 is most.

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Get preapproved before applying. You should only apply for credit cards that meet your needs and that you think you’ll. high-interest credit cards make paying student loans with a credit card a bad.

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More than 6,300 people a day are borrowing to buy a car, sparking fears of a new credit bubble as drivers have. Having lots of debt – whether that’s credit cards or car loans – also affects your.

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But even if that isn’t your history, you’ll likely get a better deal on your new cars the more times you buy a new car from the same folks. There’s no guarantee, of course, and sometimes relationships.